Auto, home, and business coverage from a local Katy agency that actually explains what you're buying. One agent, one call, every policy you need in one place.
No jargon, no upsells you don't need. Just the right coverage for your car, your house, and your business — explained in plain English before you sign anything.
A — AUTO
Auto Insurance
From your first car to a family fleet, coverage built around how you actually drive.
Liability & full coverage
Multi-car & family discounts
Roadside assistance add-ons
H — HOME
Home Insurance
Protection for the house, what's in it, and the people who live there.
Homeowners & renters policies
Flood & windstorm add-ons
Bundled discounts with auto
B — BUSINESS
Business Insurance
Coverage sized for contractors, shops, and small businesses across Katy and Houston.
General liability
Commercial auto & equipment
Workers' comp guidance
Why Simple Insurance
A local agent, not a call center.
01
Local to Katy
Based in the Katy/Houston area — you can call, not wait on hold with a national hotline.
02
One agent, every policy
Auto, home, and business coverage handled by the same person who knows your situation.
03
Plain-English quotes
You'll know exactly what's covered, what's not, and why — before you ever sign.
Our job is to make sure you're never guessing what your policy actually covers.
SIMPLE INSURANCE & SERVICES LLC
Questions
Frequently asked questions
We write auto, home, and business insurance — covering everything from liability to full coverage, homeowners to renters, and general liability to commercial auto. If you're not sure what you need, we'll walk through it together.
Most quotes are ready the same day. Call or send your info through the contact form and we'll follow up with options and pricing right away.
Yes — bundling auto and home (or business) policies together typically brings the biggest discount we offer. We'll show you the bundled rate alongside separate pricing so you can compare.
Katy and greater Houston are home base, but we can typically write policies anywhere in Texas. Reach out and we'll confirm coverage for your address.
Just the basics to start — what your business does, roughly how many employees or vehicles are involved, and your current coverage if you have any. We'll tell you what else is needed from there.
Fill this out and we'll get back to you — usually the same business day.
Legal
Privacy Policy
LAST UPDATED: 12/01/2024
Simple Insurance & Services LLC ("we," "our," "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.
1. Information We Collect
We may collect the following types of information:
Personal Information: information that can identify you, such as your name, email address, phone number, and payment details.
2. How We Use Your Information
We use the information we collect for the following purposes:
To provide and improve our services.
To process transactions and send you related information (e.g., insurance documents).
To communicate with you, including sending promotional emails or customer support.
To comply with legal obligations.
3. Sharing Your Information
SMS opt-in and phone numbers collected for the purpose of SMS are not shared with third parties for marketing purposes.
We may share your information with third parties in the following circumstances:
Service Providers: we may share your information with trusted third-party service providers who assist with our operations (e.g., payment processors, hosting providers).
Legal Compliance: we may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
Business Transfers: in the event of a merger, acquisition, or asset sale, your personal information may be transferred to the new owner.
4. Data Security
We use industry-standard security measures to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
5. Your Rights
Depending on your jurisdiction, you may have the right to:
Access the personal data we hold about you.
Correct any inaccuracies in your personal data.
Request the deletion of your personal data.
Object to or restrict the processing of your personal data.
To exercise these rights, please contact us using the contact information below.
6. Retention of Data
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the updated policy on our website. You are encouraged to review this Privacy Policy periodically.
8. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Simple Insurance & Services LLC ("Simple Insurance") offers access to various product and service offers through one-time or recurring SMS (Short Message Service), MMS (Multimedia Message Service) text alerts, chat messages, and email alerts. Read these Terms and Conditions (this "Agreement") for important information about these email and text alert services ("text alerts"). Additional terms apply to the use of our website and online services and to the information we collect and use — see our .
1. SMS Consent & Communication
When you enroll in our text alerts using SMS or MMS, you are required to provide your phone number with area code within the United States, including the District of Columbia, for your mobile device. When you enroll in text alerts delivered through email, you are required to provide an email address. By enrolling to receive text alerts (via SMS, MMS, or email), you agree to these terms and conditions, which become effective upon your enrollment. You may be asked to verify your mobile phone number before text alert services will start, which may require you to respond to a text alert sent to your mobile device confirming your enrollment.
2. Types of SMS Communications
You acknowledge that text alerts will be sent to the mobile device number or email address you provide to Simple Insurance. Such alerts may include personal information based on the type of information communicated. To the extent that others have access to your mobile device, carrier account, or email address, they will also have access to this personal information.
By enrolling in our text alerts services, you acknowledge that (i) you receive such information through an unencrypted method of communication, and (ii) information contained in an unencrypted email and/or text message is at risk of being intercepted and read by, or disclosed to, unauthorized third parties.
"Hello, this is a friendly reminder that your monthly premium is due. Please contact Simple Insurance & Services for assistance. Reply STOP to opt out of SMS messaging at any time."
3. Message Frequency
Once you enroll, the frequency of text or email alerts we send to you will vary. You will typically receive alerts when we have information for you about a product or service you have purchased or enrolled in, or where you have enrolled to receive other information.
"Message frequency may vary. You may receive up to 3 SMS messages per month regarding your appointments or account status."
4. Potential Fees for SMS Messaging
Separate message and data rates may apply depending on the terms and conditions of your mobile device contract. You are solely responsible for all message and data charges that you incur. Please contact your mobile service provider about such charges.
5. Opt-In Method
You may opt in to receive SMS messages from Simple Insurance & Services in the following ways:
Verbally, during a conversation
By submitting an online form
By filling out a paper form
6. Opt-Out Method
You may opt out of text alerts at any time. To stop receiving text alerts, text STOP to the number on which you are receiving alerts. After you submit a request to unsubscribe, you will receive a follow-up text alert confirming that you will no longer receive text alerts. No additional text alerts will be sent unless you re-activate your enrollment in the text alert program.
7. Help
For questions about text alerts, text the word HELP. We may, however, continue to send emails for transactions between you and Simple Insurance. Text alerts are offered on an "as is" basis and: (1) may not be available in all areas at all times; and (2) may not continue to work in the event of product, software, coverage, or other service changes made by your wireless carrier.
Simple Insurance & Services LLC may change or discontinue any of its text alert programs without notice or liability to you. Simple Insurance shall not be liable for any losses or injuries of any kind resulting, directly or indirectly, from any text alerts or from technical failures or delays of any kind. Simple Insurance may stop delivery of text alerts to any person at any time in its sole discretion.
